The Plynk® App Introduces Retirement Accounts Designed to Simplify Retirement Investing

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JERSEY CITY, N.J.--(BUSINESS WIRE)--Feb 18, 2026--

Plynk®, the award-winning app designed to simplify the investing experience and empower users with confidence-boosting tools, announced the launch of Individual Retirement Accounts (IRAs), including both traditional and Roth options.

The launch comes at a time when many individuals are rethinking how they prepare for long-term financial security, particularly as freelancing, entrepreneurship, and creator-driven careers reshape traditional employment. A Plynk survey revealed that as of January 23, 50% of respondents don’t yet have an IRA and 74% want more education on at least one aspect of IRAs. By offering these account options, the Plynk app aims to meet investors where they are today while helping them plan for where they want to go tomorrow.

With built-in education and guardrails to help people avoid common mistakes, the app offers a simple way for investors to choose the type of IRA that aligns with their personal situation and goals. This expanded offering aims to empower users to make informed retirement savings decisions, helping users build confidence and work towards long-term wealth even as the landscape changes.

“The beginning of the year is when many people pause and take stock of their financial direction,” said Kristin Kanders, Head of Marketing and Engagement, the Plynk app. “Too often, retirement planning feels like something people will figure out ‘later.’ We want to change that mindset. With intuitive IRA options built directly into the app, investors can easily take meaningful steps toward long-term security today.”

While traditional IRAs can provide tax-advantages now, Roth IRAs can offer added flexibility and tax-free growth that may resonate with a new generation of investors. In addition to retirement planning, Roth IRAs can be leveraged to support broader financial goals, such as:

• Access to contributions at any time without taxes or penalties
• Potential tax-free qualified withdrawals in retirement
• Flexibility to support long-term life goals, such as saving for a first home or other major milestones

“There are too many people who feel overwhelmed by retirement planning or just don't know which retirement savings options are the best fit for them,” said Jared Hubbard, Product Manager, the Plynk app. “We’re focused on removing that friction. Our new IRA offerings, combined with a simple, intuitive interface and built‑in educational tools, make long‑term planning more accessible.”

Traditional and Roth IRAs are now available to all Plynk app users. Investors can open an account directly in the app and begin contributing in just a few steps.

About Plynk
Plynk® is an investing app that aims to help individuals get started, build confidence, and gain knowledge along the way. Created by a team passionate about empowering investors, the Plynk app provides an easy-to-use experience that is free of complexity and confusion. With straightforward language and clear explanations, the app helps tackle the big things that prevent people from investing and the little ones that keep them from enjoying it. Users can explore and invest with as little as $1.

Social Media
LinkedIn: https://www.linkedin.com/company/plynk-invest
Instagram: @plynkinvest
Facebook: Plynk Invest

For traditional IRAs, penalty-free withdrawals include but are not limited to: qualified higher education expenses; qualified firm home purchase (lifetime limit of $10,000); certain major medical expenses; certain long-term unemployment expenses; disability; death; or substantially equal period payments.

The Plynk survey, conducted by Digital Brokerage Services in 2025-2026, polled 120 individuals via a self-reported online questionnaire to assess retirement behaviors and attitudes. For additional methodology details, please contact [email protected]

All investments involve risk, including the possible risk of loss. As prices for stocks and funds fluctuate over time, recurring investments require ongoing monitoring. Simulated trading is for informational purposes only. Past performance does not guarantee future results; actual performance returns will vary. Plynk marks are the property of FMR LLC; third-party marks are the property of their respective owners.

© 2026 FMR LLC. All rights reserved.

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KEYWORD: NEW JERSEY UNITED STATES NORTH AMERICA

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SOURCE: Plynk

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PUB: 02/18/2026 09:00 AM/DISC: 02/18/2026 09:03 AM

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