Liberty Expands Home Loan Offering with New Product Updates

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As prospective home buyers look for flexible solutions, Liberty unveils home loan options designed to help more borrowers step onto the property market.

MELBOURNE, AU / ACCESS Newswire / September 11, 2025 / Leading non-bank lender Liberty has announced a series of updates to its residential product suite designed to offer greater flexibility and support more borrowers.

Among these updates are decreased rates for new customers, the introduction of 40-year loan terms and increased loan limits.

Communications Manager, Bernadine Pantarotto, says these changes reflect the lender's commitment to helping Australians enter the property market sooner.

"At Liberty, we believe in empowering more Australians to achieve their homeownership goals, and these updates to our home loan offering were made with home buyers front of mind," said Ms Pantarotto.

The increase in home loan limits of up to $10 million for full doc and $8 million for low doc loans, as well as new 40-year loan terms, are designed to provide greater choice for customers.

"Our home loan solutions are here to help open doors for more borrowers," said Ms Pantarotto.

Another key enhancement is the update to Liberty's Lenders Mortgage Protection (LMP) offering for eligible borrowers with loan-to-value ratios (LVR) above 85%.

"This feature allows customers with strong serviceability to use a smaller deposit while avoiding the high cost of traditional lenders mortgage insurance," said Ms Pantarotto.

Whether it's a first home, a fresh start, or a long-term investment, Liberty's expanded offering is designed to support borrowers with choice and flexibility.

"Our range of home loan solutions, including low doc and low deposit options, could help more people with their property plans," added Ms Pantarotto.

Liberty proudly takes a free-thinking approach to lending compared to traditional lenders.

"We know every home buyer's journey is different, which is why we look beyond the numbers to understand a customer's unique circumstances," said Ms Pantarotto.

Alongside home loans, Liberty offers solutions across personal, car, commercial, business and SMSF loans.

"With nearly 30 years of experience, we've helped over 900,000 people reach their lending goals," said Ms Pantarotto.

About Liberty

As one of Australia's leading non-bank lenders, Liberty offers innovative solutions to support customers with greater choice. For nearly 30 years, this free-thinking approach to loan solutions has seen more than 900,000 customers across a wide range of home, car, business and personal loans, as well as SMSF lending and insurance. Liberty remains the only non-bank lender with an investment-grade credit rating offering custom and prime solutions to help more people get financial.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.

Contact

Laura Orchard

Media Coordinator

P: +61 3 8635 8888

E: [email protected]

SOURCE: Liberty