Your Personal Bank

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Your Personal Bank is a powerful financial tool often used by banks, corporations, and the wealthy.

No other financial vehicle comes close to giving you the advantages of a properly structured and maintained Your Personal Bank policy. The Your Personal Bank concept is often misunderstood by many people, including most legal, tax, and financial advisors. Lack of information and improperly structured policies are frequently the cause. 


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About Ferenc Toth

  • Host of the Your Personal Bank TM Radio Show
  • Nationally acclaimed educator and speaker on financial literacy
  •  Founder of Your Personal Bank
  • Successful entrepreneur of several businesses, including retail, construction, real estate, and financial services
  • Former Chairman of the Board of a bank in formation

Ferenc is founder of Your Personal Bank TM. Your Personal Bank allows you to grow your money insured, with guarantees, tax-free, and highly liquid.

Ferenc is a voice for common sense. He cuts thru the noise to help us understand how current events affect our money, economy, and our freedom. Ferenc gets people to think and empowers them to better understand the financial tools they are considering. He actively educates for financial literacy.
Ferenc’s company continues growing rapidly with over 5000 clients and a dozen advisers. Ferenc has personally advised over 1000 clients and mentored many advisors over his 25+ year career.
Ferenc has been and is annually recognized by several financial and     insurance institutions as a top advisor. He has been honored many years as a top 10 adviser nationally.

Ferenc proudly served in the Fife and Drum Corps, 3rd US Infantry, “The Old Guard”, US Army. The Old Guard is the Army's official ceremonial unit and escort to the president. The Fife and Drum Corps is one of the premier musical units in the US Army. Ferenc performed in many ceremonial functions at the White House and various events around the country including the Indianapolis 500 and Kentucky Derby.
Ferenc is a semi-professional bass trombonist. He performs in various groups including church orchestras and jazz ensembles.

Ferenc loves to travel with his family and is devoted to his wife of 20+ years and 2 daughters. One of his daughters is diagnosed with autism. He has a special understanding for people with special-needs and their families.

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